Month: June 2020

Buying Website Traffic: Is it worth the pay? (Retainio Review)

Buying Website Traffic: Is it worth the pay? (Retainio Review)

Most of the people that are starting or growing their online business find it helpful to build a website for, but not limited to, marketing. And there are a lot of service offers and promises in building your website and generating traffic.

One of the platforms for this that you will see is Retainio Commercial Software. I am going to share to you some facts and researches about its uses and how it actually works according to those who used it.

Retainio Review

Retainio Review

Product Name: Retainio

Product Type: Website Traffic Generator

Creator: Karthik Ramani

Summary: Retainio Commercial Software is a cloud-based app created by Karthik Ramani. It is a package of softwares – Retainio Upsell, Retainio Pro, Retainio OTO – designed to make your website engaging and interactive which will make it more viral. It promises to deliver a high traffic to your website. It also comes with different features taht help you build and design your website; finding your niche; and connecting you to affiliate programs.

It is not free and there are also in-app purchases and upgrades for you to utilize most of the features.


  • Retainio Commerical $27-$37
  • OTO 1 (Retainio Pro version) $67
  • OTO 2 (Retainio Agency) $97 – $147
  • OTO 3 (Retainio Reseller Elite) $297 -$497

Best For: Creating website traffic and website building

Rating: 6 out of 10

Not Recommended

What is Retainio?

Retainio Commercial Software is a cloud-based app created by Karthik Ramani. It is a package of softwares – Retainio Upsell, Retainio Pro, Retainio OTO – designed to make your website engaging and interactive which will make it more viral. It promises to deliver a high traffic to your website.

It includes the features the following features for your website. Here is some of it:

  • You create wordpress website through their software and it includes content lock.
  • You have full access on Youtube, Vimeo or use and embed code. You can also get images through Pixabay, Youzign and GIFY to add in your blog if needed.
  • Convo: You can do a conversation through messenger or text type with other parties. If you put an email with you website, then you can also have auto responder for it that you can personalize.
  • Swiper: It will make your posts and blogs to be easily accessed for those who are using mobiles/ipads/tabs.
  • Analytics: They give you an overview of how you website is working in the market and in the competition online.

So, how do they actually drive the traffic with these features? Here’s how they do it.

First, you have to create you MicroBuzz Site. From there you can already customize and add interactive elements as per your choice. Do not forget to set up lead capture and add monetization options. When ready, you can write you blogs! As soon as you’re done you can publish, share and supervise how the traffic goes.

How about earning income?

Free sign-ups are worth the effort But if you paid for the software you are using then you should make sure that you will be able to earn more through it more than then money you spent for it. Otherwise, you will lose more.

Passive Income

Having a blog opens a lot of opportunities for your website to gain income. This involves SEO work that the software does for you. This will help you focus more on the topics for what you are going to right. It helps you create contents that can rank top page in the pages of search engines.

Lead sign-ups

You can create a website through MicroBuzz for a specific niche or group. You can do researches on offers for your chosen lead and get sign-ups through your websites. Seeing leads through your website is a way to generate that passive income. You can get around $5 per lead and maybe you can create 3-4 leads a day. Not bad!

Selling your Site

You build your own website so that you can sell it in the future. Creating and sustaining a successful website attracts buyers. When they buy your site you also gain a part of their monthly income. It is like franchising in way.

Create a content generating service business.

They also offer content marketing strategy. You can offer services to those who are also starting online. An example of this is being paid to do social media management to your clients. You can get paid with how much rate you would want them to pay you. Having 5 clients is not bad to start with!

In an overview, this is how it looks like: We know that keywords are very crucial in your blog as it will drive traffic and clicks to your sites. What Retainio does is that it will review and check your keywords, and give you suggestions! Then you can use those keywords to write your blog. Once you post it, it will create backlinks through your social media. After that, you can check how Retainio drive traffic into your site and start monetizing that traffic.

Good deals available when you join…

Aside from the features included in their package, there are also bonus features that you can maximize.

They offer training called, Article Marketing Influence. You will learn tactical advantages to utilize your bog and website. This will guide you how to achieve the goals you want to get done in you website.

Another thing is the images that you will use in your blog. It will help you property categorize your images because this will help your website rank high on Google. This optimization is important in building a good website. There are also customizable CTA buttons you can use.

Since they also promise about leading traffic to you website, then a Traffic Handbook is also given to you. It talks about how you study your business, your audience and customers, and how to reach out to them.

Also, they provide a program called Affiliate Marketing Mastery. There are details that you will need to know about Affiliate Marketing, all its ins-and-outs and how to go around about it. There are several ways to unlock how to thrive in online business and gain income.

This guide will provide you details on all the ins-and-outs of affiliate marketing

Lastly is Amazon Affiliate Profits. Amazon is known worldwide to be successful and legitimate online platform to sell and market products. Retainio also included Seven Important Elements to consider learning more about Amazon, why it is the best choice for Affiliate Marketing program and how to earn money with them.

Downsides of Retainio

NOT Free!

This can be heavy specially for those who are starting or for those who are actually saving up that is why they are getting extra income. This software has really good features but you’ve got to spend some bucks to get this! Here is a list of prices

  • Retainio Commerical $27-$37
  • OTO 1 (Retainio Pro version) $67
  • OTO 2 (Retainio Agency) $97 – $147
  • OTO 3 (Retainio Reseller Elite) $297 -$497

Full Benefits are locked behind the upgrade

Most of the good features are actually available if you upgrade into premiums. It is like spending more and more to enjoy the good features!

Limited Affiliates

They focus more on Amazon Affiliates in their program. Nothing wrong with it! But there are a lot of good programs out there where you can maximize and earn from.

Self-study trainings

Most of their trainings and tools are in the form of Ebook. It can be really hard especially if you are not a reader or maybe you just have no time for it. Instead of spending those times for you research and blog, you need to read the Ebooks first.

However, despite the cons mentioned, Retainio is not a scam. It is high-end software that actually helps online entrepreneurs to grow and build their platforms online. There are numerous good comments about it and also equally important cons to consider!

If this is too overwhelming (and it can get overwhelming at times), here’s a good advice to answer you’ve have to try!

FREE Affiliate Program, Same High Earnings!

There is no doubt that Affiliate Marketing is one of the fastest growing online businesses. A lot of people in any age range are drawn into trying it and succeed! There are a lot of promising platforms online but not everyone could afford it.

This is why it so great to have free sign-up successful programs online that is equally legitimate and successful as the paid one. Wealthy Affiliate is one of the biggest Affiliate Marketing platforms. It currently has millions of members and thousands being added weekly! Wondering why? Take a look at these freebies!

Free membership

This is every helpful if you are starting or trying to build your business. Instead of paying for a lot software, you can use those resources in other expenses where it is needed. You will save a lot and gain the same income through Wealthy Affiliate!

Face to Face/One on One Training

One of the advantages in Wealthy Affiliate is having face-to-face or one on one mentoring or training. You have access to videos and manuals that will teach and guide you in your online business. You get to ask questions real time and have a conversation with trainers.

There is also a weekly webinar where in you can learn up-to-date info about the field or the market you are working on. Awesome!

Website Builder

Included in this platform is a website host and domain! It is very pricey to pay it on a different service. In Wealthy Affiliate, you can already have it in their package. They will also help you build and personalize according to your needs and market.

Keyword research tool

Since SEO is a great determinant of your success in here, they are also providing a research tool that computes the competitiveness of you keyword. Can’t think of anything? It is okay. It will also give good suggestions of high rank keywords for you!

24/7 Technical and Community Support

What if something goes wrong? You do not have to wait for cue! You are welcomed by tech support 24/7. This will save you a lot of time and energy than waiting for another office hour to ask or figure out things by scrolling hours in the internet.

Another thing is the community within the program. You will not study the topics alone but you will also learn from other people who are also starting or are successful in the business. They are very engaging, kind and active community.

Worldwide partnerships

Finding the right niche is very crucial and not easy. Thanks to Wealthy Affiliate because it already offers legitimate and successful affiliate programs! All you need to do is choose from their categories where your interests and likes fit. You choose from thousands of good programs.

So, why but something you can have for free? Check out Wealthy Affiliate and learn more!

Ebates Cashback Review: Can you really earn from it?

Ebates Cashback Review: Can you really earn from it?

Who would have thought that you can still save or gain money while you buy the things that you basically need or want? Most of the online consumers are so into rewards and rebates. In fact, most studies have shown that 65% of online end-users across the globe are currently members of a rewards program.

This a way for the buyer to somehow “recover” a portion of their hard-earned money spent at various retailers. This is through trusted, legit loyalty websites like Ebates.

Ebates Review Summary

Product Name: Ebates

Creator: Former deputy D.A.s Paul Wasserman and Alessandro Isolani


Ebates is well-known in the area of cash-back rebate industry. For the past decades, it has proven a good track record of paying its members and abiding to law and rules of the business.

It is also very promising since a lot of investors continue to support and partner with them giving Ebates an overwhelming positive cash flow.

It is a good a way of earning!

Price: Free sign-up

Rating: 8 out of 10


Ebates CashBack

What is Ebates?

Ebates=cashback, cashback=ebates.

This is the common conception of people when it comes to Ebates and it is known for it. It is widely used by a lot of people because of the success it has proven in the past decade. It allows you to earn up to 40% cashback at more than 2,500 stores. To maximize you savings, there is an option to combine your cash-back rewards with the special offers, hot daily deals, promo codes, and coupons that are on their list.

Quick History

Ebates is well-known in the area of cash-back rebate industry. During the rise of technology in 1998, former deputy D.A.s Paul Wasserman and Alessandro Isolani founded Ebates in California.

Their seed funds came from Foundation Capital, a venture capital firm and their website was built by a contract coding firm and they launched it a year after.  Their initial offer of cash back is up to 25% cash back at around 40 stores.

In the succeeding year, companies started to invest in Ebates which helped the Ebates have a stable and steady way of generating positives cash flow. In 2000, Canaan Partners and August Capital co-led a $20 million investment round in the company. This also led to a compound annual growth rate of about 50%. It allowed Ebates to acquire several online businesses since 2011. This includes Cartera Commerce and ShopStyle

How does Ebates Work?

Online shoppers have cash-in from Ebates for their cashback deals! There are also testimonies to this that they paid members over billions dollars in their cashback through their online purchases.

They give simple and easy-to-follow instructions to the interested shopper. Remember, you have to do all these BEFORE you shop! In order to save and make an earning, all you need to do is simply click an Ebates link. This will lead you to start an Ebates Shopping Trip  and then you can make your online purchases.

This is great because you do not need to give out personal information or fill up a form for you to earn rewards. Also, you do not have to keep count of your points because points are not needed! Ebates offer this free cashback rewards to you.

All you need to do is click the link to earn money! You will be able to get your money and withdraw every 3 months. Here are the payment channels you can use: PayPal or a Big Fat Check.


Ebates Cashback Limitations

Definitely Ebates is not a scam. With its years of experience and proven record, it has helped a lot of people earn money. It is a fully legitimate company and business with its BBB accreditation with an A+ rating in the recent years. They are fully compliant with all the regulations with their national and international affair.

I think this is given because the founders rendered government services as lawyers and professionals.

But in any business, there are also downsides to consider. Here is a list from those who has been a part of Ebates for a time.

Limited Service Area

Ebates is not available to all areas. Its services are only limited to the following countries: The US, Canada, China, Japan, Singapore and South Korea. Ebates is currently unavailable to residents of the European Union (EU) and the European Economic Area (EEA) which we do not now up to now if there are future plans of establishing it in these areas.

No past earning of cashback

You cannot earn cashback from your past consumptions and spending online. You have to sign-up and be a member of Ebates first. Start shopping using your Ebates so you can start earning through their cashback.


You have to check out Ebates policies and qualifications so you’ll know what to expect and what not to do! Some transactions that involve taxes, shipping, Gift cards or certificates do not qualify for cash back rewards. Ebates only gives cashback on select gift cards purchased at various stores which you need to check on their list!


Great deals with Ebates

There are several reasons why people trust and go with Ebates for earning while they shop! Aside from their good track record and reviews there are some of the things that their users and customers are fond of. Like for example, free memberships and a lot of store partnerships! Take a look at them one by one.

Free Membership

Like any other free memberships, you do not have to pay anything in order to become a starting member! In addition to that, Ebates will also give you a welcome cash-in of $10! Great! Right?

Hassle-Free Payments

Sky is the limit when you are earning with Ebates. You can earn as much money as you want or wish to. And when withdrawing your money, you can get a minimum of as low as $5 and they pay you on time. Payments come every three months. This is their regular schedule for payments. Start setting up your PayPal or Big Fat Check!

Comes with the payments are the variety of cash-in bonus offers, hot deals, great discounts, promo codes, coupons and similar offers! Ebates gets paid by their partnering stores and Ebates pay you in return with this earnings.

Great Website Interface

Different generations would find their website to be visually appealing and easy to navigate! They have an up-to-date website design that gives comprehensive information to its visiting customers. It also caters and builds strong customer support especially for those who have specific questions or needs.

Affiliate Marketing and Wealthy Affiliate: Save more and spend more!

If you love shopping and buying online and at the same time are serious in finding a way to save and have more opportunities then I think you also have to try Affiliate Marketing!

You wouldn’t just have to buy the product but be a part of a bigger business of leading people into the product that you love! Not only that but you also earn from its sales. Here are some more things about it.  

Easy start

There are numerous legit affiliate programs available online where you can start your business. All you need to do is have a working website as a platform for you to use in marketing the product and sign up in their program. You can also sign up to Wealthy Affiliate to make it a lot easier!

Free Sign-Up

Affiliate marketing is also a free start-up business for everyone. Interested shoppers, customers or entrepreneurs can sign up and join the affiliate program to promote links of the merchants.

Passive Income

If cashback allows you to earn while you spend, affiliate marketing allows you to earn even while asleep! You can definitely earn a passive income with it. This is one of the strengths of affiliate marketing. As long as you there are people buying products through your affiliate link, you are earning!

If you are to check Wealthy Affiliate, they are already partners to thousands of different legitimate merchants and products. It wouldn’t be hard for you to find the right niche!

Services for everyone

Unlike Ebates cashback, Affiliate Marketing is for everyone – regardless of age and location! Its legitimacy is also not put being put into question. If you really want to make sure that you are on the right track, it is good to be a part of a community.

Wealthy Affiliate can provide you with this kind of filter in having legitimate products and merchants and also to build your own platform for it. Not to forget, you also get to learn how to keep the traffic coming in your website!

With Wealthy Affiliate, its free sign up also gives you a lot of advantages with it! You do not need multiple apps to manage you accounts or business. Wealthy Affiliate does it for you! Several services are given for the things that you will use in starting your business. Here are some that is included when you sign up for free:

  1. Access on their main website
  2. Inclusive of training, mentoring and videos!
  3. You will have a community to learn from and will you grow your business
  4. The tools you’ll be needing like website and connections to channels are also included!

and many more great deals and opportunities! Check out Wealthy Affiliate!

AliExpress Dropshipping Reviews: SAFE or SCAM?

AliExpress Dropshipping Reviews: SAFE or SCAM?

With the rise of demand for online business and work, people tend to become more creative in order to raise income. Online selling platforms, like AliExpress, offer various ways to its customers and consumers not just on how to buy affordable items but also how to earn money from them.

One of these is what we call, dropshipping. Sounds familiar? If not, then let’s take a look at what is dropshipping with AliExpress!

AliExpress Review Summary

Product Name: AliExpress

Creator: Alibaba Company


AliExpress is an online shopping platform that offers cheaper prices of its products as compared with its competitors like Amazon, Ebay and other similar services. It is also widely know for its Dropshipping offers to its customers. It is as easy as buying products from them but there are other factors such as your online store and supplier management, that you need to work on

AliExpress Dropshipping is good but I don’t think it is the best way to go if you want to earn or start a business. Too many legal risks, too!

Price: Free sing-up

Best For: Online shopping

Rating: 5 out of 10

Not Recommended

Competing online stores
Top three competing online stores – Amazon, ebay and AliExpress

What is AliExpress?

If you are into online shopping and simply prefers doing things online, then you might have come across with AliExpress. It is an online store that is known for its cheaper prices compared with its competitors like Amazon, eBay and other similar services.

AliExpress is owned by Alibaba, a massive Chinese multinational company focusing on e-commerce and computing. Alibaba is also one of the world’s largest internet companies. They founded AliExpress last 2010 primarily as an online selling platform of different products.

How does AliExpress work?

For the past years, it is also becoming popular in the field of dropshipping.

Dropshipping is a convenient business model that allows entrepreneurs to start an ecommerce store without every stocking inventory. In dropshipping, your suppliers will store the products in their warehouses. If you make a sale they will be the one to pack and send it to your customers. Whenever a customer buys your product you have to contact you supplier.

If you choose AliExpress dropshipping, it already offers a huge catalogue of products. Starting entrepreneurs can find and source products for their e-commerce businesses using the website. For your online sales, if you were able to sell some from it then you can then purchase your products from AliExpress suppliers. They will ship those orders to your customers.

Dropshipping with AliExpress means you but through supplies through their platform. So when your customer purchases a product, enter your customer’s name and shipping address. Then, AliExpress seller handles the rest.

How to Earn Money through AliExpress Dropshipping?

Looking at the business model, it is easy to understand how to earn money. You sell and get profit from you sales. The following are noteworthy:

  • Your prices are not regulated by the SRP (Suggested Retail Price). You can strategically name the price of your products.
  • You can also come up with your own policies: quality, payment, refund or return policy.

However, it might not be as easy as it looks to be. Like any other business it also has its own workload for it to be successful and legitimate! So what are the good things and the serious problems encountered with AliExpress Dropshipping?

Good things to consider …

There several good reasons why most of AliExpress’ were dropshipping other than merely shopping and consuming from their website. There are actually more resellers that buyers and most probably it is because of the following reasons:

Free Start-up

Dropshipping with AliExpress is also comparatively easy. It is one of the free start-up business online that requires lesser commitment specially in checking or trying out products. Even the services that come with it are also free at first. Who wouldn’t want something free, right?

Access and use of some of their promotional materials

AliExpress also gives freedom to their customers in accessing their existing promotional materials. This includes photos and descriptions that can help you sell better. However, it is also recommended that you invest on your own promotional and marketing tools or materials. One good reason is for you to be able to manage you branding. You can also personalize the description so you can balance the truth and facts about the material.

Easy process

The same process goes when doing a dropshipping transaction. It is like buying the product for them in the website. You simply put your customer’s name and address on AliExpress!

AliExpress downside

Is it a Scam? How safe is it?

It is not a scam because you honestly gain income from dropshipping. But there are also a lot of legalities at stake which will cost you more. You better weigh the options and count the costs. Here are some things you need to look into:

Multipletasks, Lots of app downloads

There multiple steps, apps to download and platforms to research on. You need to make sure you have your store and your own inventory. Create your own store or page using social media platforms. This is also needed so that you can look for customers and dropshipping channels. There are already droppshipping apps that can help you to this like Shopify which has an automated product feed. You also have to do your own inventory and notetaking of sales. There are apps for this like Oberlo.

Delayed Shipment

In dropshipping, you are not able to control shipment as the supplier will do it for you. This is one of the inevitable problems in this business and which also causes bad impression you’re your store.

Supplier Management

Even though you do not have a direct control over this, it is something you have to be careful with. Supplier management, proper inventory and shipping methods are very crucial. Since this is a business, customer satisfaction is at its core.

You have to make sure that your customers are satisfied with the total product quality and services. Most of the suppliers online right now are into profit and not on customer satisfaction. All successful dropshippers work very closely with trusted and legitimate suppliers.

Copyright Issues

One of the unique issues of dropshippers in AliExpress is the copyright infringement. There are a lot of stores in their website that sells counterfeit goods. Well, this is very common to most people that these products really put the dropshippers into legal entanglements with legitimate companies whose product were copied by some Chinese manufacturers.

Payment Methods

With reason above on copyright, most payment options are banning website and stores to make any money transaction with the customer. They ban or became more strict with their policies and validity of identity for users.

Here are some legal issues I came across with in my research:

  1. Company registration and tax is also another challenge. Most of the dropshipping transactions are made internationally and within your locality. In the case of international shipping, you should be aware of the business laws and rules that regulate it. This could cause a great damage on your business if overlooked.
  2. The product research and selection become very important. You have to keep yourself updated of the market trend. In this way you will keep customers easily or find new ones. Selling old or outdated products wouldn’t be as interesting as selling what is new. It will also be helpful to focus only on one niche so that you can grown your business.
  3. Most of the supplier’s in AliExpress has this “No Return, No Exchange” policy. This means that if your customer is unhappy with the product, then you have to handle it yourself. It is good to aware of these kinds of policy so you can communicate and clarify it to your customers before the purchase. If it still happens that they are unsatisfied with your product and services, then you might to reconsider having a different supplier. Especially if the complaints are mainly on shipping and product.

Like any other business you have to be aware of the law in your place and in the places you are shipping. Since there are no international laws yet regarding it so you have to look at that personally.

Affiliate Marketing and Wealthy Affiliate: Safer way to build a business!

If you are interested in starting or growing your own business and in increasing you income, I highly recommend Affiliate Marketing! It is somewhat similar and different to dropshipping. Here are some reasons why.

Free! Free! Free!

Just the dropshipping, affiliate marketing also is a free start-up business for everyone. Online stores like Amazon and other popular products offer an affiliate program with a free sign up. Interested entrepreneurs can sign up and join the affiliate program to promote links of the merchants.

All you need to have is a website and a domain where you can market your products! Wealthy Affiliate is free yet very helpful when it comes to this because they cater the basic needs of an entrepreneur. It is like a one-stop platform for affiliate marketing!

Passive Income

This is one of the great things about affiliate marketing! It is profitable even when you sleep! You can earn a passive income with it. You have to work on your outputs and research but it doesn’t requie a full-time activity for you. As long as you there are people buying products through your affiliate link, you are earning!

Unlike dropshipping where you are in charge of setting up a store and inventory, in affiliate marketing you simply help them find the best deals and quality product by leading them to the right store or brand. This is safer wherein you wouldn’t have to worry about copyright and legal claims.

If you are to check Wealthy Affiliate, they are already partners to thousands of different legitimate merchants and products. It wouldn’t be hard for you to find the right niche!

No Customer Support

You wouldn’t have to worry much about the customer service and satisfaction because your merchant will do it for you. You simply have to look for the products and affiliate programs to join in. Then, simply keep the traffic coming in your website!

With Wealthy Affiliate, you do have to download multiple apps or get several services for the things that you will use. It already offers all the start-up and build-up that you will need in starting your business. Here are some that is included when you sign up for free:

  1. Access on their main website
  2. Inclusive of training, mentoring and videos!
  3. You will have a community to learn from and will you grow your business
  4. The tools you’ll be needing like website and connections to channels are also included!

There more to see and find out! Check out Wealthy Affiliate!

Robinhood App Scam? A Fake Investment Scheme?

Robinhood App Scam? A Fake Investment Scheme?

They say this is the best time to buy stocks and invest! So you head to your search engine and look for the best way to do it. And Robinhood is one of the free-trading app that is mainly used by millennial.

Learning stocks could be a bit overwhelming and trusting someone else to do it for you is another thing. How secured and safe are your investments?

Robinhood Review Summary

Robinhood is an investing platform that offers free stock, options, ETF and cryptocurrency trades, and no account minimum. Mutual funds and bonds are not covered and only taxable investment accounts are available.
However, there are now far better investing apps that offers free stocks or commission-free.

All about Robinhood

Vladimir Tenev and Baiju Bhatt, former financial company owners, founded Robinhood Company to include everyone in the financial system, so as their mission states: “provide everyone with access to the financial markets, not just the wealthy”.

With the observation that in every traditional trade, it is the American that always gets the commission and has higher opportunity to be wealthy. So, one of the main characteristic of Robinhood is being commission-less which means that nothings goes to the company like fee or charges.

They actually make money from payments for order flow, a common although controversial practice whereby a broker receives compensation and other benefits for directing orders to different parties for trade execution.

How to earn using Robinhood

Robinhood is one of the leading competitors in the very promising and fast-growing fintech industry. The traditional way of investing and banking is now being put into the digital platform where billions of dollars are being invested on it.

It supports trading of more than 5,000 stocks, including most equities and exchange traded funds (ETFs) listed on U.S. exchanges; options contracts; cryptocurrencies such as Bitcoin and Ethereum; and American Depository Receipts (ADRs) for more than 250 globally-listed companies.

Coding problems and Loopholes!

Coding problmes and stocks

Robinhood faced series of coding problems in their system for the recent years and there is a new just this year! After an issue is resolved, another one comes up specially during hit-in or peak time. The company also suffered loss and their users as well. Let’s take a closer look at them.

Infinite Leverage

Robinhood users, mainly Gold members are manipulating the app by the use of a cheat code which is being spread through Reddit App. (News by 2019) In the comment section, a user bragged about gaining a $1M position with just a $4000 deposit.

This is caused by a loophole the app that puts the borrowed money into the user’s capital. This means that when the user will borrow money from the company they will give them a higher value and so the cycle goes on.

The glitch in Robinhood’s trading app allowed users to trade with unlimited amounts of borrowed cash, with one trader saying they turned a $3,000 deposit into a more than $1.7 million position.


After the issue on “Infinite leverage bug”, there is an outage last March 2020 which is a busy time for trading because of the Pandemic. This another code error of the company led to an error that locked users from accessing their accounts. This also caused users loss in their potential trade during that hit in and peak time.

Unsupported Mutual funds and bonds

Robinhood also lacks an automatic dividend reinvestment program, which means dividends are credited to accounts as cash rather than reinvested in the security that issued them. The company has said it hopes to offer this feature in the future. Also, investments only come through individual taxable accounts.

Customer support only comes through emails.

There is no available phone or telephone numbers which are commonly available for other brokerage customers. You can also send your queries through their online help center. Their website is easy to navigate.

How about the good points?

Free Investment Photo

There are also numerous reasons why a lot of people, specially newbies in stocks, are drawn to use Robinhood. Commission Free and Low -Cost expenses mixed with a very promising future surely catches anyone who’d like to earn big time!

Commission Free

The Company’s initial success in the industry is brought by their commitment to providing 100% commission-free in all their products. This means that you can also save and have a return from the supposed to be commission or fee.

Low costing

Most of the service charges in any trade or transaction come from the maintenance of accounts. Because Robinhood has their own subsidiaries for different services like, The Clearing (the company’s own clearning system), this reduces some of the service’s account fees.


They have varied products for investment like stock, options, ETF and cryptocurrency trades. They are members of the Financial Industry Regulatory Authority (FINRA) except for the cryptocurrency. It is stated in their website that cryptocurrency under Robinhood Cryto:

“Cryptocurrency trading is offered through an account with Robinhood Crypto. Robinhood Crypto is not a member of FINRA or SIPC. Cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC.”

Mobile and web trading platforms

They have an easy to use web interface and design. Their process of application/signing up also only takes few minutes of verification and validation. This is made easier when you use the application using your phone!

They also offer automatic bank transmittal verification which lessens the user’s concern of to go the bank for registration or notification. The reflection on the account also depends on the amount being transferred. It normally takes 3-5 banking days to process. Users can set up automatic deposits on a weekly, biweekly, monthly or quarterly schedule.

No Minimum Account

There is no minimum account and it allows fractional shares which mean you can divide your investments into multiple portfolios. This enables you to buy many more companies, even if you don’t have a lot of money to invest. This is also a good way to manage investment, in case one investment goes down you still have 2 or more investments to go with.

Is it a Scam? How safe is it?

Robinhood is accountable to and is being regulated by top-tier financial and government authorities which make it safer and ensured the legitimacy of the company. The risks on coding errors which led to money loss and deceit are also present. Now, let’s ask a more relevant question: Is Robinhood for me? Does it suit the investment I want?

Robinhood is obviously for those who are well-versed in stocks, options and other investment products. That is why the safety of the investment also falls on how well you do you know the game.

Here is another form of investment that will surely suit your needs!

Safer Way to Invest and Have a Passive Income!

Make Money Online Photo

Affiliate marketing is one of the growing platforms where in people invest their time, money and effort. What you do is simply to be affiliated with a product that you like and market them on your own website! It is a good source of passive income and involves lesser risks money loss! Check how it works.

  1. Free – there is no capital needed! No capital means no loss. All you need to do is custom a website which will serve as you platform. Don’t have one? Marketing Affiliate will help you do it!
  2. Commission – earning comes from getting a commission from a product that was bought through you website. So the more traffic in your website, the more chances of selling then the more commission you will get. You literally earn while you sleep!
  3. You own your time – You do not have a boss think about or a dropping stock market to worry about. You can work in the most convenient time and place for you!

This will get more interesting as you join the community of Wealthy Affiliate. This is an online platform that commits to help you earn your money online for FREE! It has over millions of members and thousands added every week.

Training and Tools

They offer training, tools and modules that will help you start up this business. Here a rough list of what you’ll have for free:

  • Live Help
  • Websites
  • Website Backup
  • Beginner Training Course
  • Personal Affiliate Blog
  • Affiliate Bootcamp Training
  • Video Walk-Through
  • Keyword Research Tool
  • Training Classrooms
  • Affiliate Program
  • 1-on-1 Coaching


You will not go through it alone! You can learn from people who have been where you are right now and learn from their experiences!

If you are looking for a one-stop platform for everything that you need then Wealthy Affiliate is also an excellent choice for you. It covers market research tools, web building tools, domain registration, website hosting, website backups, site security, and other related concerns! Instead of paying different services from different companies, choosing Wealthy Affiliate will lessen your effort and expenses! It literally provides everything so you can start earning. Try it out!



Have you heard of BitCoin? Etherum? etc. These popular apps and platforms that allow you to invest and double your money in days! But how true and safe is it?

Investment involves risks. No matter how we try to verify and validate offers we cannot get rid of the risks but we can lessen it. Cryptocurrency is one of the known virtual investment platforms.

Cryptocurrency Review Summary

Cryptocurrency is digital currency that is used to have peer to peer cash transfer or transaction. It is decentralized which means it is not regulated by the bank or the government. Since it uses blockchain, it is harder and even impossible to tract individuals or owners! It is susceptible to inflation and extra charges but it is of higher risk of scams, hacks and false investments because of its price volatility.

Scam and Hack Risks: 90/100
Recommendation: Not recommended

What is Cryptocurrency?

The convenience that we enjoy right now using electronic cash or ecash was an impossible matter to developers at first. Several attempts were made but were not fully developed. Their main problem is the double spending issue that allows counterfeit transactions. Until a group who called themselves Satoshi Nakamoto announced a successful peer to peer electronic cash system with the use of blockchain as a ledger.

Cryptocurrency is digital money or digital currency. It does an electronic cash transfer between two people through a blockchain. Its unique characteristics as a system are the following: decentralized, transparent and irreversible.

Cryptocurrency Basics: Things you need to know

The nature of the cryptocurrency is technical so let us look at these major points to make it understandable:

  1. Digital Money – unlike the use of paper money or copper coins, you buy digital tokens or coins online to make money transfer.
  2. Decentralized – In the traditional way of money transfer, there is a mediator or third party like your bank or the government. Their role is to keep tabs of your check and balances while you do the transfer to avoid frauds and scams. In cryptocurrency, they use blockchain wherein the check and balance process is considered safer.
  3. Transparency – So what does cryptocurrency use to ensure the transfer? They have a public ledger of your accounts which are seen by everyone in the community (transparency). They will see your wallet address (public key) and the amount of coins being transferred. You send and confirm it using your private key.
  4. Irreversible –They use mining process where in “miners” confirm the transfer by solving critical puzzles given by the system. Once confirmed, it is already irreversible and cannot be forged.

So far so good right? But what are the implications of this? Let us check the good things first. Of course, you’ll ask “How do you make money with it?”

How to Make Money with Cryptocurrency?

  1. Mining – Miners are the single most important part of any cryptocurrency network, and much like trading, mining is an investment. Miners does a bookkeeping service for the communities they belong to. They compute and solve complicated cryptographic puzzles, which is necessary to confirm a transaction and record it in a distributed public ledger called the Blockchain. The higher the computing power they accumulate the higher the chances of solving the cryptographic puzzles. Once they solve the puzzle, they receive a reward and a transaction fee.
  2. Wallet – Cryptocurrency serves as your digital wallet, just like any other banks the more you buy and use the tokens and coins, you also earn. Since it is decentralized and not moderated by the government, its currency is not affected by inflation rate or changes in the value of your money.
  3. Fee – Another advantage of being decentralized is that you can get off the hook of the additional fee and charges in a normal transaction.

Cryptocurrency: High Risk Investment!

However, there is always a bad side to everything. This is equally important to consider when making an investment!

  1. Equipment as Miner – I have a laptop! Is it enough? Yes if you were working on the onset of this business. But now, most of the mining jobs requires an industrial-grade mining hardware. On top of that is the amount of electricity you’ll need to power it up.
  2. Competition as Miner – The higher the number of users, the lesser rewards you will get. Wait, what? Yes, for most of the cryptocurrencies they are only designed to hold a maximum number of tokens and coins for circulation. For example, when Bitcoin was first created, the reward for successful mining was 50 BTC. Now, the reward stands at 12.5 Bitcoins. This happened because the Bitcoin network is designed so that there can only be a total of 21 mln coins in circulation.
  3. Stability of Currency – Despite the high possibility of gaining value in the future, there is no cash flow that is a factor in good investment. In cryptocurrency, there is too much price instability – it rises and drops in a matter of time.

And the worst of all …


Cryptocurrency SCAMS and HACKERS

For the past years, there have been a lot of illegal activities using this platform. Millions and Billions of coins and tokens were stolen by Hackers and Scammers. Because of its lack of protection, it has been abused by scammers as a way to steal money from people through its tokens and coins. Since it is highly private and individualized, it is impossible for the law enforcement to trace frauds and theft.

Another scenario are hackers, According to a report by CipherTrace, since January $4.26 billion in total has been stolen from cryptocurrency exchanges, investors and users. Examples are BITpoint hacked for $28M, Binance hacked for $40M and many more. It also has bad effects on the people who actually lost their ‘investments’.

How do I Make a Living Online?

So where’s the best place to invest?

I am very thorough when it comes to choosing the right platform to invest in especially in the virtual world. If you are thinking of a good source of passive income or how to make money while you sleep, then I’ve got a something for you!

Affiliate Marketing is one of the safest platforms to invest your time, skill and money on! What you do is to simply promote a product or service of your choice. You can also choose you own style and technique to reach your audience! If the product you promoted got sales through your output then you get a commission from the sales.

Simple yet important advantages:

  1. It is a low-cost business opportunity and billion-dollar industry! If you have a laptop, an internet and a creative mind, you are good to go!
  2. No investment, no risk – you do not need to pay for the product or take part in any operation that they have. Since you will not spend a dime on it, there is nothing to lose.

So how do you actually start? How do you find the product to promote and start publishing? To start-up to any kind of work or investment, it is always good to have mentors and be part of community. In the field of affiliate marketing, Wealthy Affiliates is known for this.

Wealthy Affiliates helps you not only how to start but also how to grow in your career! You can sign up for free and explore trainings and courses offered. They also have a community from whom you can learn from. It also provides the tools and platforms that you need.

Wealthy affiliates connects you to the right merchant or products. You will not have to drag yourself in doing things you do not want! It also ensures their legitimacy and secures your website from hijackers that can steal your commission.

If you wanna know more about what I am talking about visit Wealthy Affiliates website and see for yourself how good it is!